| Director Associated | Innovation | Formation | Professionalism |
Looking for long term and stable relationship based on the quality and results of our advice and management.
Director Associated:
Clients´ management and responsibility are lead by associates, who coordinates different departments and professionals participating in the different cases of insurance and risk mangement. 
Our professionals are constantly developing themselves. Due to our will of research, ABK is the Spanish leader and pioneer developing captive reinsurance for important groups, and implementing the international programs.
Trainings given by insurance companies are an important point for us. Rounding off the ABK training, these insurance companies have good and advanced mediums for teaching. Formation & Research days with specialised departments of international insurance companies allow us to have the newest approach and formation of the sector.
Risk complexity, comprehension, transfer to the insurance market are concepts requiring a high technical level and a high degree of professionalism, this is why in ABK we do trust in this structure.
“Time and talent for your company” is the profit your company deserve. We strongly believe that with Director Associated leading/managing directly the clients, ABK reaches an honest and competitive offer.
In ABK, remuneration has evolved from a % of the insurance premium to a fee agreed with the insurance company. This vision is more fair for your company and but few insurance brokerage do it.
If your insurance consultant is paid on a % basis you will have to cope with an enemy, because new risk will appear, and you will be advised to insure new “dangerous” risks, in benefit of the broker and his commission.
However, if your counsellor is looking for the most profitable option, you could reduce your insurance premium a 50%, just working on some concepts like : excluding to insure the claim’s frequency, higher deductibles, aggregate deductibles, Alternative Risk Transfer, finite risk approaches, just insuring the PML, or transferring the risk directly to a captive insurance (we are leaders at this point)…
Our vision is far from the “insurance auction” concept, because quite often is possible to have better offers doing a more intelligent exposition (long term relations and trying to bring nearer the insurance company and insured) instead of just doing an auction.
